Homes & Money Newsletter (1st Quarter 2011) (11x17)

Homes & Money Newsletter (1st Quarter 2011) (11x17)

Home Buyer Class Tonight

I am putting the final touches on my presentation for tonight. Hope you will join me at the McFall room of the Manteca public library from 7-8pm. Good Information to help you prepare to purchase your home!

Home Buyer Class

I will be hosting a Home Buyer class on 2/1/11 from 7-8pm at the McFall Room of the Manteca Public Library. Are you a first time home buyer who needs to understand the process. Do you want to increase or decrease the size of your home, but not sure in this market, if you will be able to. Are you considering purchasing a 2nd home or an investment. Come and get answers to your questions. Hope to see you there!

Credit Informational Meeting

I hosted my first credit information meeting last night. It went very well. I am excited to be able to educate people on how to better their credit standing to be able to become a homeowner in the future. My next class is a Home buyer class that I will hold on February 1, 2011 at the McFall room of the Manteca Library. The credit class will be back next month also on February 22. I hope to see you there!

Obama Care 101

I have often wondered how with our national debt in the trillion figures, the government was going to pay for Medical for all program. Supposedly no new taxes on our income, or at the pump, or....wherever you would look. Come to find out there is. On 1/1/2013 a tax on the sale of homes will go into effect. a 3.8% sale tax. If you sell your home for $200k (very viable for the San Joaquin Valley, $7600 will go in a sales tax. Check out the blog post at GOP.gov http://www.gop.gov/blog/10/04/08/obamacare-flatlines-obamacare-taxes-home . As Americans it is time we start taking care of ourselves. We should not pay taxes just to care for those who choose not to take care of themselves.
I have no issue helping with children, but able bodied men and women, need to be utilizing their able bodies, even if the job is hard. Tell people about this tax...also, why is it that this tax takes effect after the 2012 election? Probably because if it took effect 1/1/2012, the democrats would have no one left in office.

Pearl Harbor Day

December 7th isn't a day that we celebrate, but it is a day that will live in our history. When Pearl Harbor was bombed on that Sunday morning by the Japanese it marked a turning point in the war, but also a turning point in the minds of Americans. We were no longer able to sit back, an attack had occurred on our soil and something had to be done about it. In my family's recent trip to Oahu we went to Pearl Harbor and visited the Missouri and gazed upon the Arizona Memorial. The sight is truly humbling as the lives that were lost are counted. To hear the stories and wonder what life on the islands must have been like at that time. To imagine what that day meant to the soon to be written history that is World War II. Take a minute of your time today to remember those soldiers and their families. Be thankful for what you have and what has been given to protect it.

It's December 6th...Already

Where is the time going? Not only is it time to decorate for the holidays again, but it is time to start setting our goals for 2011. I always seem to think that next week, next month, next...my life will calm down then. I guess it is time to realize if you are living, then your life is not calming down anytime soon and it is time to just embrace it. Time flies by, but as long as we make the most of it, it will be worth it! Have a great day!